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Credit cards

Choose the credit card that meets your needs and helps you pay smarter.

Discover a range of credit cards designed to help you pay smarter.

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Pay
smarter

Pay smarter with our credit cards

Whether you’re managing everyday spending, transferring existing balances, or making your money work harder with cashback and rewards.

Have the confidence of:

Rewards that give a little something back on your daily spend.
Control to manage payments your way.
Security that keeps your details safer.

Remember, credit cards are a type of borrowing. If you don’t pay in full by the date on your monthly bill, you’ll be charged interest.

What type of card would you like?

Day-to-day spendBalance transferPremium travelAll

Santander Edge credit card

Earn cashback on your day-to-day spend

1% cashback on purchases
No foreign exchange fees on purchases abroad
$4 monthly account fee

Representative example

37.8% APR29.9% p.a.Assumed credit limit $1,200Monthly fee $4

Check your eligibility Full details

All in One Credit Card

0% on purchases credit card for 15 months

0% interest on balance transfers for 15 months
0.5% cashback on purchases
$3 monthly account fee

Representative example

29.8% APR24.9% p.a.Assumed credit limit $1,200Monthly fee $3

Check your eligibility Full details

Everyday Long Term Balance Transfer Credit Card

0% on balance transfers for 34 months

0% interest on balance transfers for 34 months
0% interest on purchases for 3 months
No monthly account fee

Representative example

24.9% APR24.9% p.a.Assumed credit limit $1,200Monthly fee $0

Check your eligibility Full details

Everyday No Balance Transfer Fee Credit Card

Save on balance transfers

0% interest on balance transfers for 12 months
No fee for the first 12 months
No monthly account fee

Representative example

24.9% APR24.9% p.a.Assumed credit limit $1,200Monthly fee $0

Check your eligibility Full details

Santander World Elite™ Mastercard®

Premium features and much more

Airport lounge access
Fast track travel benefits
No foreign transaction fees abroad
0.5% cashback on purchases
$15 monthly account fee

Representative example

49.8% APR18.9% p.a.Assumed credit limit $1,200Monthly fee $15

Check your eligibility Full details